Best places to retire in Costa Rica

For retirees, Cartago ranks highest in Costa Rica (retire score 70/100), balancing affordability, a mild climate and safety. The most affordable option is Atenas. Our retire score = 40% cost + 30% climate + 30% safety.
Top retirement cities in Costa Rica (retire score)
70Cartago70Atenas69Heredia69San Pedro68Alajuela66San José63Quepos62Limón61Liberia61Tamarindo59Puntarenas

Top retirement cities in Costa Rica

Why these cities rank for retirement in Costa Rica

The retire score weights affordability at 40%, climate comfort at 30% and safety at 30%, because fixed-income retirees feel cost most, then weather, then security. In Costa Rica, Cartago leads at 70/100 — cost 53, climate 100, safety 62 — while Atenas is the most affordable base (cost 56/100). Cost is anchored to Costa Rica's World Bank price level, climate to WorldClim normals (so you can judge whether winters and summers suit you), and safety blends natural-disaster exposure with crime. Two things our score deliberately omits — healthcare quality and retirement-visa eligibility — are decisive for retirees, so treat this as the affordability-climate-safety shortlist and verify health cover and residency rules for Costa Rica separately before you commit.

The shortlist, by the numbers

Cartago scores 70/100 (cost 53, climate 100, safety 62; warmest-month highs ~17.2°C, coldest-month lows ~15.4°C). Atenas scores 70/100 (cost 56, climate 100, safety 58; warmest-month highs ~23.2°C, coldest-month lows ~21.3°C). Heredia scores 69/100 (cost 53, climate 100, safety 59; warmest-month highs ~20.9°C, coldest-month lows ~19.0°C). San Pedro scores 69/100 (cost 53, climate 100, safety 59; warmest-month highs ~17.4°C, coldest-month lows ~15.6°C). Each balances the three retirement levers differently — Cartago leads overall, while a city like Atenas wins purely on budget — so rank them by what your pension stretches to and the climate your health prefers.

Retire score = 40% cost + 30% climate + 30% disaster+crime safety. Excludes healthcare quality and visa rules — verify separately.

FAQ

Where is the best place to retire in Costa Rica?

Cartago ranks highest in our retirement score (70/100), balancing affordability, mild climate and safety.

Is Costa Rica a good place to retire?

Costa Rica's best retirement city scores 70/100; the most affordable is Atenas (cost 56/100). We weigh cost, climate and natural-disaster + crime safety — not healthcare or visas, which you should check separately.

What's the cheapest place to retire in Costa Rica?

Atenas has the lowest cost of living in Costa Rica in our data.

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